A Journey with my Dollars and Sense (or lack there of)

Here goes... my very first attempt at a blog.  I've been reading a few personal finance blogs regularly for a few years but never thought I would have my own.  After reading many more personal finances journeys and having a determination to become debt free and attain financial freedom I decided I liked the idea.  I like the idea of the accountability of actual putting my numbers out there.  I also think the PF community out there is a great resource.

Here is a bit of my story...  I'm in my early 30's and have pretty much been a financial mess for years.  I have never saved money.  As soon as I got my first pay when I started working at 13 until recent years I spent what I had almost immediately.  I got my first credit card when I was about 18 and have had debt since then.  Like most I thought it was normal.  I'm so happy to be learning a new normal!

I have been trying to pay off my debt for a few years now.  I do well and then fall off the wagon, time and time again.  In that time I have paid off 2 student loans, my credit card a few times and other miscellaneous loans.  I really have no idea the amount.  I had a very poor tracking system and at times didn't even want to face the numbers so refused to put them in print.  I currently have 2 more student loans to pay off, a credit card, a misc loan and a car loan.  The task feels daunting but at the same time I am determined to make being debt free a reality!

My numbers:

Student loan #1 - $1685.00 
Student loan #2 - $1220.00
Credit Card - $3745.00
Misc Loan - $3500.00
Car Loan - $12 000.00 (rough estimate at time of posting)

Total Debt - $ 22 150.00

So there it is.  UGH!!!  Join me on my journey?  Help me along?  I can use all the support I can get!!!

Thanks for reading!!!

Little Lamb

PS - please forgive my "work in progress" blog.  I'm a total newbie and don't know anything about all of this!